SMSF auditor appointments, are you still compliant? Are you the trustee of an SMSF? Then you should know all about the obligation to appoint a registered auditor to audit your SMSF every year.
Super and Financial Planning, Self-Managed Superannuation Funds
Read more: SMSF auditor appointments, are you still compliant?
Super guarantee payments, make sure you get them right. Paying the right amount of super to your employees can at times be a complex exercise, with the threshold changes in the recent years and the contribution base which changes every year according to indexation factors.
Business Tax, Super and Financial Planning
Read more: Super guarantee payments, make sure you get them right
Working overseas and the SMSF active member test – Part 2. This week we look at the active member test and how it may affect the complying status of your SMSF.
Personal Tax, Super and Financial Planning, Self-Managed Superannuation Funds
Read more: Working overseas and the SMSF active member test – Part 2
Small business super clearing house, are you signed up? The small business superannuation clearing house (SBSCH) is a convenient service that allows a small business to make superannuation contributions for its employees in one single payment.
Business Tax, Super and Financial Planning
Read more: Small business super clearing house, are you signed up?
SMSF and working overseas, for how long are you away? When you go overseas to work or travel for an extended period of time, ensuring that your SMSF stays complying is probably the last thing on your mind.
Personal Tax, Super and Financial Planning, Self-Managed Superannuation Funds
Read more: SMSF and working overseas, for how long are you away?
Age Pension assets test, have you been caught out? The stricter Age Pension assets test came into force more than a year ago, but it is probably only now that the impact of this change is being felt, especially by middle-income wage earners.
Read more: Age Pension assets test, have you been caught out?
Risky behaviour, Where are you on the super spectrum? You are probably aware of the importance of having an up-to-date professional profile, but how much do you know about your superannuation risk profile?
Read more: Risky behaviour, Where are you on the super spectrum?
Financial advice from your accountant can help you get ahead. Are you in the market for some general financial advice about superannuation or simple managed investment schemes?
Read more: Financial advice from your accountant can help you get ahead
First Home Super Saver Scheme update, how does it work. We start the new year with headlines of “falling house prices”, but even if prices are set to come down and you keep a close eye on your finances, saving a deposit to buy your first home can be difficult.
Read more: First Home Super Saver Scheme update, how does it work
SMSF schemes, make sure your transfer is legitimate. Have you been advised to transfer your super to a self-managed super fund (SMSF)? Perhaps you have been told that you could withdraw your superannuation early, to pay off debt?
Read more: SMSF schemes, make sure your transfer is legitimate
Super concessional contributions, don't go over the limit. If you are either an employee or a self-employed person and you top up your super by making deductible contributions, you need to be aware of not breaching the annual $25,000 concessional (before-tax) contribution cap.
Read more: Super concessional contributions, don't go over the limit
Insurance in super, is it the best way to manage your risk? Taking out insurance is all about minimising financial risk, but is having your fund provide your insurance compulsory, or can you make a choice?
Read more: Insurance in super, is it the best way to manage your risk?
Super guarantee, are you ready for ATO crack down? The ATO is increasing its efforts to crack down on employers who fail to make quarterly superannuation guarantee (SG) contributions of 9.5% on behalf of their employees.
Read more: Super guarantee, are you ready for ATO crack down?
Starting a small business, over half fail in first five years. There is something irresistible about starting a small business that has captured our collective imaginations, with small businesses making up 97% of all Australian businesses.
Read more: Starting a small business, over half fail in first five years
Grow your super balance, five effective tips to help you. According to the latest ASFA Retirement Standard, Australian singles will need $545,000 and couples around $640,000 to retire comfortably.
Read more: Grow your super balance, five effective tips to help you